Tag Archives: loan forgiveness

Educratic Dollars

Anti Fed Ed Warriors, in my previous article, I laid out for you the importance of just how much we are losing by allowing repugnant and unconstitutional (therefore, illegal) laws to govern us, especially in education.

In that article, you also were brought up to speed on some educratic bills which are being fast-tracked so they can become laws. That’s right, MORE laws to add to the thousands we are charged to not follow or, even honor.

usefulidiot

Why? Three realities we are NOT living by:
Article 6 of the U.S. Constitution clearly points that the Constitution is the SUPREME law of the land.
Marbury vs Madison’s further clarification that even the Supreme Court cannot ‘best’ the Constitution.
US Code 1232a’s prohibition of ANY type of federal overreach into education.

“ANY” includes presidential executive orders, federal funds, federal ‘laws’, policies, initiatives, programs, Congressional legislation, insertion of education into ANY other unconstitutional law, and using our taxpayer dollars against our freedoms and liberties.
“Education” means all teaching, learning, curriculum, testing, and, all connecting resources.

mvm

Warriors, at the close of the previous article, I told you there were other repugnant and illegal legislation the 116th Congress is churning out. There’s also one note to add.

Since that publication, I’ve been asked by a Warrior in Rhode Island if any type of lawsuit has been created to wipe out these repugnant and unconstitutional ‘laws’. To date, I do not know of any. If you have knowledge of one (or, hopefully, many), please let me know.

**For the remainder of this article, we’ll look at 3 Congressional bills and President Trump’s latest EO (Executive Order).

Meet S 1558:

Warriors, this Senate bill (AI-IA, short for Artificial Intelligence Initiative Act) is one I’ve shared with two great Anti Fed Ed Warriors who happened to be experts on the UN (United Nations) and the global push for AI and 5G in America. I hope you will look for more on S 1558’s overreaches into your communities. S 1558 was introduced in May 2019.

However, I’m covering the education portions of S 1558 for you. You can access the entire bill in the highlighted phrase above.

What does S 1558 do? It establishes a federally led initiative (program complete with policies and funds) to embed AI in our national economy. It will also attach AI (includes 5G) in our national security plan. In a nutshell, S 1558 will have us more data tracked than ever. It’s also going to attach badges and digital markers on each of us. By the way, our current US national security strategy is laced with UN’s Sustainable Development Goals (SDGs) agenda points. 

18strategy


Also, S 1558 has ‘other purposes’. Such as, education being mentioned 49 times. S 1558 puts the NSF (National Science Foundation) in charge of much of the AI-IA implementation.

NSF is also a partner to the UN and ‘adores’ the SDGs. Since NSF coined the marketing term “STEM” (Science, Technology, Engineering, and, Math) to hoodwink Americans, it makes sense that this same NGO (Non governmental organization) would be used in S 1558.

Since STEM is involved, that means the ESSA (Every Student Succeeds Act), the HEA (Higher Education Act), and, WIOA (Workforce Innovation and Opportunity Act) are also embedded.

Page numbers concerning education which are the most troublesome:
Page 22, algorithms; Page 26, P3s (Public Private Partnerships); and Page 28, AI hubs in schools from PreK to workforce.

S 1855, The ASPIRE Act:

Warriors, ASPIRE is short for Access, Success and Persistence in Reshaping Education Act of  2019. This is NOT the first time ASPIRE’s been in Congress, back in the 114th Congressional session, ASPIRE was trotted out. I went into detail about S 3368, then. Much of the same repugnant garbage is in the newer version, S 1855(*Note: during the 115th Congressional session, there were 2 ASPIRE Acts, one the almost carbon copy of S 3368 and HR 926, an amendment to the HEA for STEM.)

The same Senate Official (Coons) introduced ASPIRE in the S 3368 version AND the current S 1855 version.

So, what will S 1855 do for education’s reshaping? First, it is to amend the HEA, Higher Education Act. Supposedly by reshaping higher education more people can become students and go on to complete their higher education. You’ll find 65 references to education is S 1855. This bill introduced in June 2019.

Page 3, all the types of higher education are laid out.

However, Warriors, it’s the amount of power the Sec. of Education (DeVos) will have in this bill which is the biggest concern. She’ll be given the power to determine who gets financial aid, which schools are performing well and which ones are in the bottom 5%, she’ll determine what punishment to give the bottom 5%, she’ll have the data mining trails to track how students and teachers are applying ‘best practices’, she’ll be in charge of ‘accelerated learning’ and work-study programs, and hand out $2 million (a piece) grants on a competitive basis to qualifying higher education institutions. If your school doesn’t measure up to DeVos’s design? Penalty fees begin at $1 million. Those penalty fees from the schools cannot come from fewer scholarships awarded or raising tuition prices. So, where will the money come from? More than likely our taxes.

devosledHR 3102, HIGHER ED Act:

This June 2019 bill has a much longer name. ‘HIGHER ED’ is short for Helping Individuals Get a Higher Education while Reducing Education Debt Act. You’ll find ‘education’ is embedded 85 different times in HR 3102.

Warriors, somehow this ONE bill will improve higher education loans. How? Reauthorizing Stafford (subsidized and un-subsidized) loans, offering student loan bankruptcy, giving re-financing opportunities, loan forgiveness, and, loan repayments based on income. Sounds great, right? Well, let’s remember a few key facts:
1) student debt is at its highest due TO the government’s involvement
2) student repayment programs have been offered in the past and contained massive amounts of federal controlling strings
3) student debt forgiveness will also transfer the repayment of that debt to other taxpayers
4) with government involvement, there are also P3s, public private partnerships..messing with money AND data concerning our students and their families
5) the involvement of the Treasury Dept and other US federal agencies is a certainty (which means more data collection and sharing)
6) HR 3102 puts the Sec. of Education in charge of designed and developing (thus approving) the entire process (Does the wolf minding the hen house come to mind?)

This set up scheme is almost like the government’s try at lowering the bar in the housing market, so that folks who’d never been able to buy a house, could. Trouble is, so many folks who couldn’t pay for their homes threw the economy into a tail spin.

This happens every single time the US government gets into economic controlling areas it has NO constitutionally to do so!

HR 3102 also will use PLUS loans and federal direct consolidation loans. HELLO?! Doesn’t Congress remember education funding is a part of federal control and by the US federal law, below, prohibited!!

US fed statute

Warriors, a reoccurring theme was present in HR 3102. Options to switch up repayment programs and/or to completely opt-out. Who, my fellow Anti Fed Ed Warriors, will pick up the slack? According to other parts of the language, if you have defaulted on student loans, while you can may be pay it back or not (per the language), any collection agency fees, would be on your shoulders. Again, nothing in clear print about the balance of the loan.

Warriors, we really need to watch out for this bill’s passage. It is still very possible to totally block it. We must contact our DC officials.

President Trump’s Newest EO:

Warriors, the most recent EO (Executive Order) made by President Trump also concerns student loan. This one, however is for our disabled veterans. Now, let me stop right here and state for the record that I am NOT anti-veteran. I support our veterans. I have US veterans in my family. I honor and respect US service men and women. However, as in other articles where our veterans are concerned, I have raised the point about what a disservice our US government is to them.

Especially in education! In the past, I’ve shown you bills where the US Congress is using STEM to retrain veterans. So, in essence, the very globalism and tyranny our US military is fighting, they come home, only to have it thrust upon them in order to get a job!

Does this sound very constitutional? Does this truly honor their fight to keep us free? No, it globalizes our nation just a bit more each time a bill like this is created or passed.

stempipe
Is honoring our Vets by lumping them in with STEM patriotic? NO! It churns them through another pipeline, just like our PreK to adult students!

HOWEVER, there’s a BIG difference between a Congressional bill and an Executive Order. The Congressional bill at least goes through channels with opportunities for We the People to weigh in. EOs, totally bypass the will of the citizens and promotes the President’s agenda (regardless of issue). There’s been much debate about the constitutionality of EOs, not only under Trump, but in previous administrations.

What does Pres. Trump’s vet debt forgiveness EO  say? Look below:

vetdebt

Warriors, what current legal vet debt loan forgiveness is available? Stateside Legal (for the US Military members) states that a) you must be the one to request debt forgiveness not only in certain situations, but it only applies to certain loans. If you’re a vet with a private student loan, no EO in the world will help.

Since many States have been begging DeVos to address this problem, this EO handed her the opportunity to ‘fix it’ on a silver platter. During campaign season. Using unconstitutional laws and programs to boot. Warriors, do you see the total lack of local control in education being played out, yet again?!

What happens to any disabled vet with student loans now? Will DeVos manipulate it so that the ‘minimal burden’ will be zero? (It’s zero in HR 3102 for some students) What happens when the ‘minimal’ is still too pricey? What is a vet or their family to do, then? Where is the accountability so that this new policy and system won’t allow for abuse or fraud?
Not that we need the feds to be THAT controlling, but still, where’s the protection for the citizens involved or the citizens left paying for this debt?

Also, Warriors, let’s remember another key point, in my Prudence Files series on 2020 Presidential candidates, several are touting total student debt forgiveness. So why are these people’s plans being spun as socialism and the President’s is being spun as a heroic move? Is not socialism present in this EO? Certainly illegal activity, if nothing else?

keystone-cops-prop-hupmobile
Our nation is hanging on by a thread. Our liberties and freedoms are being taken daily, by DC officials. 

Closing:

Warriors, we MUST take back our education. The government will NOT help us one bit.
Since DC remains a murky swamp, we must not get in the muddy waters with DC. We must stand on the solid ground and march on.

swamp

Advertisements

Fed Ed Budget for Teachers/Leaders

fedledteach

It is no secret how fed up most American teachers are with Common Core Standards. Now iron-clad bound by the ESSA (Every Student Succeeds Act).

What MORE CCS (aka: Competency Based Education, College and Career Readiness, or Challenging State Academic Standards) will they be subjected to? What about the other school leaders (principals, superintendents, school board members)? Will, they to, now be dancing with ESSA puppet strings? You bet!
How many of our tax dollars with be used to set the music? Plenty!
Today’s focus: the President’s Education funding requests built into the Fiscal Year 2017 Federal Budget. Why talk about it now so early in 2016? The Budget has just been released and needs Congress’s rubber stamp!

 

Lead On, Oh ‘Mighty Feds’:

In case you missed the preceding article where I detailed the CCSS Machine’s grasp on the ESSA and how it impacts students, schools, families, and communities, see: https://commoncorediva.wordpress.com/2016/02/11/fed-ed-2017-are-you-ready/

Knowing the agenda BEHIND the CCSS (Common Core State Standards) is one of ‘cradle to grave’ AND will include every citizen, we know that teachers and leaders in our schools will NOT be exempt from aligning to whatever name the CCSS Machine slaps on their educational standards.

Like yesterday’s article, you will get a summary of the main ways in which this alignment will either continue or begin.

Oh, and one technicality, ‘Mighty Feds’: ESSA, like CCSS, is illegally based and thus is Constitutionally prohibited! Asking money to back all this ‘conducting’, is quite egregious.

 

ESSA’s ‘Sheet Music’:

To see the U.S. Dept. of Ed’s blog article about the Education Budget requests for teachers/leaders, see: http://blog.ed.gov/2016/02/the-presidents-fiscal-year-2017-budget-request-supporting-teachers-and-school-leaders-for-student-success-3/

To see the hidden CCSS Machine ‘notes and strings’ is where we will spend the bulk of this article.

The article begins with a pretty big erroneous statement about how the ESSA passage will continue the ESEA (Elementary and Secondary Education Act of 1965) and its civil rights legacy. I guess the U.S. Dept. of Ed totally overlooking the NCLB (No Child Left Behind) as a continuation of the ESEA, is no big deal. Without NCLB, there would not of been the RttT (Race to the Top) which saddled all of us with CCSS in one form or another! Be sure you read the next part about what research proves and every parent understands “the most important school-based factor impacting a child’s academic success is the quality of the classroom teacher..”
No, it isn’t, U.S. Dept. of Ed! As a retired private educator I know for a FACT that the teacher IS important, but she/he is certainly NOT the MOST important factor in education. There is MUCH more that goes into a student’s academic success. I will add, as I have heard from parents and teachers across the nation that they not only understand this, but KNOW it! So, how will the federal government apply even more pressure to perform on our teachers/school leaders? Let’s see:

1) ‘RESPECT: The Best Job in the World’, a new billion dollar program in MANDATORY funding. What is this ‘new’ program? From the 2017 Federal Budget Fact Sheet:
“Helping ensure equitable access to effective teachers and school leaders for low-income and minority students in high-need schools by investing $1 billion in mandatory funds for the new RESPECT: Best Job in the World program to support a nationwide effort to attract and retain effective teachers in high-need schools, and $2.8 billion in discretionary funding to support teachers and principals at every phase of their careers.” Page 5 of the 7 Pages of Facts points out this billion dollars is a one time investment and implies the program is an update of an older version. I found the older version, as well as what ‘RESPECT’ stands for. From the Federal Budget 2015 Justifications document, “Recognizing Education Success, Professional Excellence, and Collaborative Teaching (RESPECT) Project”. See the dollar amount below in the screen shot:
fedledteach15

2) Ten million taxpayer dollars will go to to ‘Teach to Lead’, a most definite collection of CCSS Machine members support this program. Visual proof below is directly from their website (http://teachtolead.org/) You can click on the picture to enlarge it, if needed.
teachleadccss

My look into the ‘Teach to Lead’ article and what, you the anti CCSS Warrior needs to know about them (in case you are not familiar with them): https://commoncorediva.wordpress.com/2015/03/16/monday-musings-leadingteaching-duncan-style/

3) A proposed ‘Teacher/Principal Pathways’ program is also included in the 2017 taxpayer funded Federal budget. The cost? It isn’t spelled out in the Ed’s blog, but I did find a dollar amount in the Fact Sheet. There it states, $125 million. Here is the excerpt, “$125 million for the proposed Teacher and Principal Pathways program for grants to institutions of higher education and nonprofit organizations, working closely with school districts, to create or expand high-quality pathways into the teaching profession, particularly into high-needs schools and high-need subjects such as science, technology, engineering and math (STEM).”
I have repeatedly shown proof as to HOW STEM is a federal led program to create a STEM nation filled with STEM citizens who have STEM jobs and HOW the CCSS was the best way to embed this. Here is JUST one of my anti CCSS Warrior, need-to-know, articles where you can learn this fact AND more! See: https://commoncorediva.wordpress.com/2015/10/29/tech-thursday-stemccss-push-making-it-american/

As an example of what the new proposed program may contain, see how Louisiana started their program for teacher and principal pathways from their RttT funds (2012), see: http://sites.ed.gov/progress/category/teacher-and-leader-preparation-and-pathways/

4) Supposedly saving students ,who decide to teach, big bucks (‘up to $25,000’) is a built in forgiveness clause in the 2017 Budget Request. Sad truth of it all is, the forgiving won’t apply until 2021 and as one teacher who left a comment on the Blog stated, she can’t qualify because she already consolidated her student debt load in 1994! From the Fact Sheet, “A streamlined and expanded initiative to provide up to $25,000 in student loan forgiveness for teachers graduating from an effective preparation program who serve in low income schools, starting in 2021. This proposal would consolidate various post-secondary assistance options available for teachers, such as TEACH grants and the current teacher loan forgiveness program, into a single loan forgiveness program in which the benefit increases over time as teachers stay in high-needs schools.”

5) ‘Teacher and School Leader Incentive Grants’ will receive a whopping $250 million dollars. As an anti CCSS Warrior, you need to know what they will be getting for their money. From the Ed Blog, “support efforts to develop, implement, or expand human capital management systems or performance-based compensation systems in schools.” Why? From the Budget Fact Sheet,attract, develop and retain talented, committed, and accomplished teachers in high-need schools.”

6) “Supporting Effective Educator Development (SEED)”, will get $100 million. Being sold as a way to help teachers become better teachers, this money will go to “nonprofits (who) can provide evidence-based professional development activities, as well as prepare teachers and principals to serve in traditionally under-served school districts.” Below is the screen shot of the 2015 SEED grantees.
2015SEED
To see the U.S. Dept. of Ed Press Release this came from:
http://www.ed.gov/news/press-releases/us-department-education-awards-50-million-support-great-teaching-and-school-leadership


Closing:

For the last look at the proposed (after all, Congress hasn’t approved all this yet) 2017 Federal Education Budget Request, the focus will be the overreach into post-secondary education and how the ESSA is involved.

Related Resources:

To see just how many laws are being violated with JUST the data tracking/mining included in the ESSA and applies to not only our students, but everyone, see: http://missourieducationwatchdog.com/breaking-laws-or-breaking-children-a-list-of-data-and-the-laws/

To see the 2017 Federal Budget 7 Page Fact Sheet:
2017budget-factsheet

To access the 2015 Federal Budget Justifications Document for RESPECT, as well, as other very revealing CCSS Machine ties: 2015Justified

If you haven’t read these, or need a refresher as to HOW the CCSS Machine is targeting our school teachers and leaders:
1) https://commoncorediva.wordpress.com/2015/10/18/weekend-news-ccss-school-officials-alignment/
2) https://commoncorediva.wordpress.com/2015/04/01/wybi-crystal-clear-common-core/
3) https://commoncorediva.wordpress.com/2015/02/13/fom-friday-ccss-cant-be-wrong/